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Implementing section 75

Updated on March 21, 2023

Section 75 is a regulatory rule in the United Kingdom that requires issuers to review certain disputed transactions and ensure, that the cardholder receives full credit for the actual purchase cost of merchandise or services in certain scenarios.

Pega Smart Dispute for Issuers Implementation Guide

The following dispute reasons that are eligible for Section 75:

  • I have never received the merchandise/service
  • The merchandise/service was not as described
  • The merchandise/service was counterfeit
  • I have another issue with this transaction

For more details on the Section 75 implementation, see Section 75 Implementation guide on Pega Community.

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